Benefits - Full-Time Employees 

Below is a brief outline of benefits provided to full-time employees of the City of Pacific Grove. Employees may be eligible for additional benefits as specified in the MOU’s. 30-hr employees receive benefits on pro-rated basis for those they are eligible.

• Medical, Dental and Vision monthly insurance premium rates for 2022
• Medical, Dental and Vision monthly insurance premium rates for 2023

Medical PlanEmployees may choose from one of the CalPERS medical plans available to the city:

• 2022 PERS Platinum Plan Summary
• 2023 PERS Platinum Plan Summary

• 2022 PERS Gold Plan Summary
• 2023 PERS Gold Plan Summary

• 2023 Blue Shield Trio+ HMO Plan Summary
• Blue Shield Trio+ HMO Information

• 2022 Anthem Blue Cross Select HMO Plan Summary
• 2023 Anthem Blue Cross Select HMO Plan Summary

• 2022 PORAC PPO Plan Summary (POA personnel only)
• 2023 PORAC PPO Plan Summary (POA personnel only)

• 2023 Kaiser Plan Summary (for select zip code areas)

• 2023 PERS Health Program Guide
• CalPERS Open Enrollment Information

Dental PlanEmployees may elect to enroll in the City’s group dental plan provided by The Standard Dental.

• Dental Benefits Summary
• Choosing A Network Dentist
• Dental Member Portal Access

Vision PlanEmployees may elect to enroll in the City’s vision plan provided by Vision Services Plan (VSP). 

• VSP Benefits Summary

Employer Health ContributionsThe City provides a health contribution in accordance with each employee association's Memorandum of Understanding (see bottom of the page).

Voluntary Supplemental Insurance PlanOptional supplemental insurance plan (Accident, Cancer, Critical Illness, Hospital, Life and Dental), pre-tax flexible spending account (FSA) and dependent care spending account programs are available through AFLAC.

• Flexible Spending Account (FSA)
• Accident, Cancer, Critical Illness, Hospital, Life and Dental Insurance 

Employee Assistance ProgramYour Employee Assistance Program – or EAP – is here to help you with emotional, family and other personal problems; offer guidance on financial and legal issues; support healthy choices; and much more. Services are available to employees and covered dependents.
EAP Benefits Summary

Holidays 

• 2022 Holiday Schedule
• 2023 Holiday Schedule

Paid LeaveIncludes float holidays and paid time off (PTO) in accordance to accrual rates outlined in the Memorandum of Understanding

Life InsuranceGroup term life insurance and AD&D policies are provided by the City. Below is the plan summary along with additional plan features such as travel assistance, life planning and a supplemental EAP.

• Life Insurance & AD&D Summary
• Travel Assistance
• Life Planning
• EAP

Long-Term Disability

• Long-Term Disability Summary Sheets

Deferred Compensation PlanVoluntary participation in City’s deferred compensation program is available to employees through MassMutual.

RetirementParticipation the California Public Employees Retirement System (CalPERS). Retirement formulas and employee contribution rates vary for miscellaneous members and safety members under the provisions of the group’s Memorandum of Understanding and in compliance with the 2013 Pension Reform Act (PEPRA). More information about the City's CalPERS participation is available here. The City does not participate in Social Security. 

529 College Savings PlanVoluntary participation in a 529 College Savings Plan is available to employees wishing to save for future college costs. Reduced minimal contribution through The Vanguard 529 Plan.

• Vanguard ® 529 College Savings Plan Brochure
• 529 College Savings Plan Comparisons and Enrollment