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Homeowners Resources 
LOW INCOME HOMEOWNERS RESOURCES
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Are you struggling with overdue housing payments? Consider looking into the California Mortgage Relief Program, administered by the CalHFA Homeowner Relief Corporation and funded by the Homeowner’s Assistance Fund under the 2021 American Rescue Plan Act. The program has already assisted over 20,000 households (110 households in Monterey County), providing an average of $25,000 per household to eligible homeowners across the state. Up to $80,000 per household may be available to eligible applicants. The four main assistance areas under this program include:
Check out the website linked below for more information and to contact a HUD-Certified housing counselor to explore your options today! To learn more click the following link: https://camortgagerelief.org/about/ To learn more about who is eligible click the following link: https://camortgagerelief.org/whoiseligible/ |
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The State Controller’s Property Tax Postponement Program - Allows homeowners who are seniors, are blind, or have a disability to defer current-year property taxes on their principal residence if they meet certain criteria, including at least 40 percent equity in the home and an annual household income of $45,810 or less (among other requirements). The deferment of property taxes is secured by a lien against the property which must eventually be repaid. https://www.sco.ca.gov/ardtax_prop_tax_postponement.html |
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If you’re at risk of missing a mortgage payment or of foreclosure, click on the following link for resources and information from the state. https://housing.ca.gov/homeowners/mortgage_relief_foreclosure_resources.html |
| The Housing Division of the City of Pacific Grove is dedicated to fostering an inclusive, sustainable, and thriving community by administering programs that enhance, preserve, and expand access to safe, affordable housing for all residents, free of discrimination and undue barriers. |
