| COVID-19 PROCEDURE: City Hall is open with limited capacity for in person appointments. Members of the public and applicants are strongly encouraged to email, phone or video conference with staff to conduct business. The Community Development Department will continue to accept permit applications, development inquiries, and plan reviews electronically. |
 Housing Element Update - The City is in the process of updating the Housing Element of our General Plan to ensure compliance with new state laws and ensure we can meet our Regional Housing Needs Allocation. This will require changes to our zoning to create more housing opportunities, and a particular focus on addressing housing affordability. Read more about this important work on the Housing Element page and get involved! |
 Welcome Home: Creating a More Affordable Future - Planning and action initiative to create more diverse and affordable housing options that can help secure Pacific Grove’s social, physical and economic well-being now and into the future. To learn more about the Planning Commission's Involvement in the Welcome Home Initiative, click here. |
Housing Study Session- Review of Senate Bill 9 (SB9) and the impact in Pacific Grove.
|
| Peninsula Housing Collaboration- Housing staff on the Monterey Peninsula are collaborating on statewide housing requirements in order to advance affordable housing goals. Click Here. |
Resources & Upcoming Events and Workshops
ECHO Housing is having a free First Time Homebuyer workshop on December 10, 2022. Register for the workshop here!
Creating Opportunities for First-Time Homebuyers:
A new loan program is helping remove barriers to home ownership in the region. Bay Federal Credit Union's First Time Homebuyer Program allows homebuyers to get into a home with just 3 percent down, with closing costs included, and a 5.521 percent interest rate on a 30-year fixed loan. The credit union has issued 76 loans worth $42 million just this year and is looking to expand the program into Monterey and San Benito counties by the end of 2024. Next year, the credit union will debut a low-interest loan targeting renters who need help with rental deposits, and first and last month's rent.
The Housing Division administers several programs that help to improve, preserve and increase the supply of affordable housing in the City. It is the policy and intention of the City of Pacific Grove to comply in all of its policies and procedures affecting all of its programs and activities, including employment and housing, with all appropriate regulations prohibiting discrimination on the basis of race, color, sex, national origin, religion, sexual orientation, age, family status or persons with disabilities.
The Housing Division also applies for and receives grants for housing studies and programs, monitors compliance with City restrictions on affordable housing units, and coordinates the City's efforts to develop and maintain senior housing opportunities.
Housing Programs include: The Housing Rehabilitation Loan Program which provides low-interest loans with deferred payments for home repairs to income qualified applicants; The Sewer Lateral Loan Program provides low interest, deferred payment loans up to $10,000 to repair or replace private sewer laterals. These loans are available to all homeowners regardless of income. The Emergency Home Repair Program provides grants up to $10,000 for emergency home repairs to income qualified households on a case by case basis. Limited Funds are available. The Affordable Housing Monitoring Program ensures that units that have been designated as affordable to low/moderate income tenants are in compliance.
Contact
