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COVID-19 PROCEDURE: City Hall is open with limited capacity for in person appointments. Members of the public and applicants are strongly encouraged to email, phone or video conference with staff to conduct business. The Community Development Department will continue to accept permit applications, development inquiries, and plan reviews electronically.

HOUSING UPDATES: Welcome Home: Creating a More Affordable Future  is a planning and action initiative to create more diverse and affordable housing options that can help secure Pacific Grove’s social, physical and economic well-being now and into the future.

Click Here For More Information

The Housing Division administers several programs that help to improve, preserve and increase the supply of affordable housing in the City. It is the policy and intention of the City of Pacific Grove to comply in all of its policies and procedures affecting all of its programs and activities, including employment and housing, with all appropriate regulations prohibiting discrimination on the basis of race, color, sex, national origin, religion, sexual orientation, age, family status or persons with disabilities.

The Housing Division also applies for and receives grants for housing studies and programs, monitors compliance with City restrictions on affordable housing units, and coordinates the City's efforts to develop and maintain senior housing opportunities.

Housing Programs include: The Housing Rehabiliation Loan Program which provides low-interest loans with defferred payments for home repairs to income qualified applicants; The Sewer Lateral Loan Program provides low interest, deferred payment loans up to $10,000 to repair or replace private sewer laterals. These loans are available to all homeowners regardless of income. The Emergeny Home Repair Program provides grants up to $10,000 for emergency home repairs to income quailified househoulds on a case by case basis. Limited Funds are availalbe. The Affordable Housing Monitoring Program ensures that units that have been designated as affordable to low/moderate income tenants are in compliance. 

Department of Housing and Urban Development (HUD) Income Guidelines for Housing Programs effective June 2020

Video Public Service Announcement - Housing Rehabilitation Funding Available 

The Housing Division provides information, referral, education and resources about Housing Discrimination and Fair Housing Laws. HUD Booklet 

File Housing Discrimination complaints with the U.S. Department of Housing and Urban Development.

File Mobile Home, Manufactured Housing, and Employee Housing complaints with the California Mobilehome Assistance Center

For more information on any of the Housing Division's programs, please contact the Housing Division at (831) 648-3199.

ECHO Housing is conducting webinars to inform the public, particularly tenants and property owners about the County's Eviction Moratorium and the Tenant Protections Act of 2019.  These webinars provide information regarding the halt on evictions and foreclosures put in place by the County and additional State protections. Click Here to Register for Upcoming Webinars

APRIL FAIR HOUSING MONTH - Mayor Proclamation 2020

Each year the Housing Division of the City of Pacific Grove provides public education to draw attention to housing discrimination and the City’s commitment to protecting the fair housing rights of its citizens. We ask our community colleagues, realtors, lenders and property managers to proudly display their support of Fair Housing Laws

Everyone can learn something new about how Housing discrimination affects real people.  A Matter of Place video story depicts 3 different stories of housing discrimination. Warning there is some brief offensive language. 

According to the Census Bureau’s American Survey estimates, a little more than half of occupied housing units in the City of Pacific Grove are renter occupied. It is estimated that more than 35 % of renters pay more than 30 % their household income to rent. The Housing Division receives most housing discrimination complaints from renters. A goal of the City's Housing program is to raise awareness on housing discrimination and educate individuals and the community on the importance of fair housing and equal oppurtunities for all. 

Public Service Brochures

To Report Housing Discrimination call 1-800-669-9777 or TTY 1-800-927-9275 or file a complant online.

For more information go to the Department of Housing and Urban Development (HUD) - Fair Housing & Equal Opportunity

The goal of the Housing Rehabilitation Loan Program is to Preserve and Protect; Preserve a housing resource and Protect homeowners and tenants from health and safety deficiencies. 

Over the last 25 years through Community Development Block Grants, the City has been making deferred payment rehabilitation loans to qualified low-income homeowners. Loan recipients make much needed repairs to their homes without having to make monthly payments or pay any fees out of pocket. Not only have members of the community benefited by the improvements made to their homes, but the work has been done by local contractors who purchased much of their materials locally. It has truly been a win-win situation for the community. 

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Video demonstration on how the Housing Rehabilitation Program helps homeowners

The process is fairly simple:

  1. The homeowner applies for the loan and supplies the necessary financial documentation.
  2. The application is reviewd by Housing staff.
  3. If the applicant meets all of the requirements, the Housing staff visits the property where they take pictures and notes of the requested work and discuss which health and safety items fall under the scope of the program funding guidlines. 
  4. A loan Commitee reviews the project and approves funding for the load to the homeowner. 
  5. The funds are placed in an escrow account and the homeowner signs loan documents securing a lien against the property. The loan is not due and payable until 30 years or the sale or transfer of title of the property-which ever comes first. A simple 3% intrerest accures annually. 
  6. The Housing sraff help the homeowner solicit bids from local contractors.
  7. The homeowner selects the contractor that will do the repairs. 
  8. The Housing staff prepares contract documents which the homeowner and contractor both sign and the work begins. 
  9. As the work progresses the contractor will request payment at various intervals. The homeowner and city staff will sign off that the work has been completed and instruct the escrow officer to release a portion of the funds to the contractor.
  10. Housing staff monitors the progress of the work until the project is finished. 

It is the policy and intention of the City of Pacific Grove to comply in all of its policies and procedures affecting all of its programs and activities, including employment and housing, with all appropriate regulations prohibiting discrimination on the basis of race, color, sex, national origin, religion, sexual orientation, age, family status or persons with disabilities.

The Housing Division in cooperation with the Public Works Department's Sewer Division provides loans to residents of Pacific Grove. 

Residents of the City of Pacific Grove who experience regular sewer back-ups and overflows should have their sewer line inspected. Homeowners who voluntarily take action to prevent sewer spills are eligible for help to pay for a sewer lateral replacement.

The Sewer Lateral Replacement Loan Program provides a low interest (3%) loan of up to $10,000 to repair or replace a private sewer lateral. These loans secured by a Deed of Trust, are deferred- no monthly payments are required. Loans are repaid when there is a property title transfer or sale to a new owner.

Private Sewer Lateral Loan Application | Guidelines Note: This is a VOLUNTARY program. If a property owner fails to repair a faulty sewer lateral line then penalties may be assessed pursuant to Pacific Grove Municipal Code Chapter 9.20. Loan program funding is limited to budgeted funds and eligibility criteria.

New Housing Resource

COVIA Home Match Program

The City's current "Welcome Home" housing initiatve found that more than 1/3 of individuals surveyed responded that they wanted to prioritize strategies that promote affordability by the Better Use of Existing Housing, which Home Match Monterey does!

Please go to the links below for more information:

During the COVID-19 health emergency, Monterey Bay Economic Partnership (MBEP) continues to support local governments and other partners in addressing housing needs.

Click here to read more on MBEP's housing response and to access additional renters resources.

The Housing Division offers information and referral services to citizens requesting help with housing. Call (831) 648-3199 for help with Housing.

The City does not get involved in Landlord and Tenant disputes. Tenants can find out information regarding tenant rights with a click of this link: Tenant's Rights in Rental Housing

The Vista Point apartment complex on Jewell Avenue near Lover's Point is an Affordable Housing Project for Senior Citizens. This complex is managed by Eden Housing Management. Please click here for more information. 

More questions? Call 211 or click on the link below:
Monterey County United Way Information & Referral 

Affordable Housing Monitoring Forms

Other Housing Resources